Ika nga, “Wealth is not measured by how much you earn, but how much you save.” At para sa mga financial experts at known personalities, wala sila sa kinatatayuan nila ngayon kung hindi dahil sa kanilang simpleng pamumuhay.
Choosing The Cheapest Alternatives
Para sa kilalang stock trader at best selling author na si Marvin Germo, malaki ang maaaring matipid kung susuriing maige kung saan pinaka makakamura pagdating sa basic needs.
“This can be applied when you are shopping or doing your errands. When buying your groceries, choose the cheapest if it’s possible to opt for the alternatives. Don’t shop in supermarkets if there’s a near wet market in your area,” sabi ni Germo.
“Wet markets are still cheaper compared to supermarkets. Considering that basic needs are getting more expensive every day, you need to look for a place where you can save more effectively. The same applies when you are also shopping for your clothes, shoes, and other essentials in life,” kanyang idinagdag.
Bukod sa mga pangunahing bilihin, malaki din ang maaaring matitipid pagdating sa transportasyon. Gaya na lang ni Vice President Leni Robredo, nakagawian niya ng sumakay ng bus mula Manila pauwi ng Bicol.
“First, I find bus travel more reliable and efficient than a plane ride to Naga City because I have no time wasted,” kwento ni Robredo. “I can rest and sleep through the ride which takes about eight hours from Quezon City where I live with my three daughters.”
Talaga namang malaki ang matitipid kumpara sa pagsakay ng eroplano o pagbobook ng Grab lalo na kung nakatira sa malayong lugar.
“It’s more than P1,000 for the most expensive fare, while the plane fare to Naga from Manila is more than P3,000 for a one-way ticket,” sabi ni Robredo.
Having The Right Mindset
Kung gugustuhin ay kaya naman talaga ng isang simpleng mamamayan ang makatipid. Ngunit kapag tinamaan ng inggit, ay kadalasang nasisira ang financial plans ng isang tao. Lalo na sa panahon ng social media, napakadaling matempt kapag nakakita ka ng isang magandang gamit na binili ng iyong kaibigan o kapamilya.
Para kay financial expert at author Chinkee Tan, ito lamang ang sagot diyan.
“The answer is very simple: Never compare yourself with others. There are only two things that will happen. It is either you get disappointed because others are better off than you, or you will be proud because you are better off than others. At the end of the day, they are both unhealthy,” paliwanag ni Chinkee.
“Some people seem to fall into the trap of living the lifestyles of the rich and famous. They keep on buying things that will make them feel good. The issue is not what you want to buy, it is how much can you really afford. Choose to live in simplicity for contentment is great gain,” Dagdag ni Tan.