Motherhood will change a woman. At kaakibat nito ay ang pagbabago ng priorities. Ngayong panahon ng uncertainties sa ekonomiya, kailangan ay handa ka para sa future ng iyong anak. Mahirap itong gawin lalo na sa mga nanay o magulang na gustong bigyan ng kasiyahan ang kanilang anak.
Take it from the country’s girls to make sure how you can secure a better for you and your kids.
Ibinahagi ni Anne Curtis-Heussaff kung ano ang kanyang mga natutunan sa pagiipon at mga bagay na dapat gawin ng mga new mommies financial-wise.
“Siyempre when you have a quota, hindi mo dapat tinitipid yung sarili mo,” saad nito sa ginanap na Manulife Philippines’ “Ready, Set, #Goals” webinar.
“You set a reasonable and attainable quota for yourself and once you reach that, that extra money that you have, that’s when you can spoil yourself a little bit more.”
Binanggit din n’ya ang pangangailangan ng pag-adjust ng spending habits ng mga mommies at pagkakaroon ng back up plan.
“I have to think [about] her future. Do I really need a pair of shoes, ‘di ba? Pwedeng kay Dahlia na lang. It’s really changed the way I handle my expenses and my savings.”
“When you become a little bit more mature, you realize that you really have to have a back-up plan, a business, because being in this industry will not be forever. So how will [I] continue to provide for [myself] and [my] family?”
Ang back-up plan na tinutukoy ni Anne ay ang kanyang BLK cosmetics na ngayon ay isa sa mga mabentang make up sa mercado.
Para naman kay Solenn Heussaff, sister-in-law ni Ann, ang susi sa pagiging financially stable ay sa pagmu-monitor ng detalye ng expenses ninyong mag-asawa.
“When it comes to managing the family’s finances, it’s very important to know how much you spend every month. Aside from that, we put aside a certain amount for emergencies. And when it comes to spending on wants, we make sure we don’t spend beyond what we’re earning so that we can put aside enough for our savings,” sabi ni Solenn na isa ding AIA Philam Life ambassador.
Solenn also emphasized the need for your child to have her own bank account.
“We created a separate account for her where we put our extra savings, and we have been planning as early as now such as for when she starts going to school. It’s very important to try and look at what the future holds and to prepare for it,” she said.